Below is an A4 sample (free format) laid out by Japanese graduate-school convention: (1) cover, (2) body first page, (3) body continued + references. If your department specifies a form, follow it; otherwise use these four as a conservative baseline.
Indent: first line of each paragraph by one character
Headings: one consistent numbering scheme, no mixing
Citations: author–year (page no. for direct quotes)
References: hanging indent, style consistent per field
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Beck, T., Demirgüç-Kunt, A., & Maksimovic, V. (2005). Financial and legal constraints to growth: Does firm size matter? The Journal of Finance, 60(1), 137–177.
Berger, A. N., & Udell, G. F. (1995). Relationship lending and lines of credit in small firm finance. The Journal of Business, 68(3), 351–381.
Petersen, M. A., & Rajan, R. G. (1994). The benefits of lending relationships: Evidence from small business data. The Journal of Finance, 49(1), 3–37.
Uchida, H., Udell, G. F., & Yamori, N. (2012). Loan officers and relationship lending to SMEs. Journal of Financial Intermediation, 21(1), 97–122.
Beck, T., Demirgüç-Kunt, A., & Maksimovic, V. (2005). Financial and legal constraints to growth: Does firm size matter? The Journal of Finance, 60(1), 137–177.
Berger, A. N., & Udell, G. F. (1995). Relationship lending and lines of credit in small firm finance. The Journal of Business, 68(3), 351–381.
Petersen, M. A., & Rajan, R. G. (1994). The benefits of lending relationships: Evidence from small business data. The Journal of Finance, 49(1), 3–37.
Uchida, H., Udell, G. F., & Yamori, N. (2012). Loan officers and relationship lending to SMEs. Journal of Financial Intermediation, 21(1), 97–122.
Smith, J. (2022). Student adaptation in urban Japan. Higher Education Review, 44(3), 201-220.
Web source
Ministry of Education, Culture, Sports, Science and Technology. (2026). Survey on international student enrollment. Retrieved June 19, 2026.
以上
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